Late payment penalty calculator*

VÕS §§ 94(1) and 113(1) — statutory (base rate + 8%) or agreed default interest with interim payments

Input data

Interim payments

DateAmount (€)Allocation

Interest first — payment covers interest first, remainder to principal. Principal first — principal first, remainder to interest.

Calculation table

VÕS §§ 94(1) and 113(1) interest rates

Source: Eesti Pank. Rates are updated on 1 January and 1 July.

🔄 Automatic update

Rates are updated automatically when the page is opened (Eesti Pank data, cached for 1 hour).

✏️ Add rate manually